Why should you invest your money?

  • People used to joke about keeping money under the mattress for a rainy day and people may still do this by keeping a hidden source of money or leaving a fund in a bank or building society account. This however is dead money as it does not circulate in the market and it simply depreciates with time.

    With bills increasing and inflation rising it is so much more important to make your money work for you by investing your funds whether it be in stocks and shares, pensions, the banks and building societies or other ideally low risk ventures

  • For a number of years banks and building societies have been offering very low returns on investment savings. Even now with inflation on the rise, savings rates remain at stubbornly low levels for savers as banks and building societies only pay saving rates related to the current or predicted interest rates. Therefore with the current scenario with the state of the economy your wealth is depreciating.

  • With relatively low savings rates and inflation on the rise, many people will look at investment opportunities. Some may consider stocks and shares and some will be successful if they have the time and expertise to play the markets. Others may plan to do so and initially invest the time and energy but run out of steam maybe after a few bad purchases. There will always be other schemes to ‘Get Rich Quick’ but unfortunately many of these schemes are scams or not quite what they appear.- I’m sure we have all heard the stories.

  • Property has a distinct advantage over other schemes, there is always a tangible asset involved- bricks and mortar. This asset will always have an inherent value. The market may flatten at times but overall in the UK there has been sustained growth every decade since the Second World War.

    We can’t and won’t promise you a ‘Get Rich Quick’ option but Dormy Homes Ltd can offer you various opportunities with beneficial returns that are all supported by officially recognised and witnessed loan agreements.

    In turn, you can help Dormy Homes to grow its portfolio of properties leading to more opportunities for investors to benefit from enhanced returns as the working capital is continually recycled and invested and in that way you are ensuring that your money is working for you time and time again.

‘Don’t judge each day by the harvest you reap but the seeds that you plant’

SO. Why invest with us!

We offer a range of different opportunities that can be tailored to your preferences.

Whether it’s long or short term, we are able to structure a private loan to suit your requirements.

We can offer short-term opportunities that are used to fund property refurbishments (typically 6-9 months) or longer term opportunities for 2-5 years once the properties have been re-mortgaged. These longer term opportunities are usually available six months after purchase following a programme of refurbishment as whereas individuals can secure 90% mortgages, portfolio landlords such as Dormy Homes Ltd can under statutory regulations only secure 65-75% loan to value mortgages.

Your security.

I can hear some of you asking about security of your funds.

First of all this is NOT a ‘get rich quick’ scheme and we all know how many of those turn out to be disasters. Just to make it clear, this potential opportunity is not in this category as it provides good opportunities for the relatively low levels of risk involved. 

 If after reading this, you decide you would like to participate, you would enter into a loan agreement with Dormy Homes Ltd & would benefit at a set rate. This can provide a healthy monthly or annual income and with the set returns there is little risk for the participant as it is Dormy Homes that manages and mitigates any risks involved.

 So the next question you should be asking is - How will Dormy Homes Mitigate risks to the business so that it can pay investors?

Dormy Homes sets key criteria for every property purchased:

  • We only purchase in good locations after researching areas for good schools, shops etc. We could purchase properties considerably cheaper in our areas, but these would not be in such good rental locations.

  • We ensure that we view every property prior to making an offer and if we have an concerns, we seek advice from an experienced engineer or builder.

  • We only purchase two or three bed properties that could as an alternative be let to private tenants or to those on Universal Credit where the Local authority pay set rates that still work for the business model.

  • We ensure that every property is refurbished to a good standard.

  • We employ a letting agent to advertise the property & secure a good responsible tenant. The fees for this service are built into our figures.

  • We maintain a sinking fund of 10% of the rental income for each property for regular maintenance & improvement. This too has been built into our net figures.